The Referral Bonus allows existing and new Marcus customers to earn an Annual Percentage Yield (APY) that is 1% higher than the stated APY available at www.marcus.com on all of their Marcus Online Savings Account(s) for a period of three months following a new customer opening an Online Savings Account using a unique referral link, as further described below. At the time of posting, the baseline APY is 3.75%. For new customers, you must use an existing customer’s unique referral link to open a new Online Savings Account during any offer period. Who is a New Customer? An existing customer is any individual who currently has an active Marcus Online Savings Account or Certificate of Deposit (CD). A new customer is any individual who has not had a Marcus Online Savings Account or CD in the last 12 months.
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